Our platform leverages Open Finance and bank statement data to help you understand your customers throughout the credit risk lifecycle, from onboarding through to collections & recoveries.
Partnering with the worlds biggest brands
DirectID powers some of the worlds biggest brands from banking, consumer and SME lending through to the gig economy, gambling and others.
Increase in loans written
Make better, faster and more confident decisions with DirectID.
Significantly reduce fraud with direct Open Banking account verification.
Reducing the underwriting process from hours to minutes.
Make better decisions throughout the credit risk lifecycle
Our platform and insights are designed to solve the universal pain points experienced throughout the credit risk lifecycle. We support global B2C and B2B lenders with powerful insights to facilitate better, faster and more confident credit risk decisions.
Make confident credit risk decisions in a fraction of the time. Reduce your application-to-loan time from days to minutes with direct Open Banking connections and insights.
We have over 13,000+ business and consumer bank connections across the globe. With access to 1.5bn potential users in over 45+ countries, partnering with DirectID gives you a robust foundation for international growth and scale.
Company registered in Scotland SC400459 • DirectID is brought to you by The ID Co., a registered and authorised Account Information Service Provider by the FCA • AISP registration number 798579 • We're committed to protecting your data, our ICO number is ZA384596