Performance Software for Lending Clarity

A global, trusted partner to the world’s leading banks, DirectID utilises bank data to enhance the credit risk lifecycle

Affordability

With real-time bank data you can receive applications automatically analysed with in-depth insights.

Learn about our Affordability solutions

Identity

Direct bank data gives you insight into locality of spending and can ensure applicants and accounts match.

Learn about our Identity solutions

Onboarding

Using bank data you can verify asserted income and gather bank transactions with instant analysis in seconds.

Learn about Onboarding solutions

Collections

Connecting quickly and directly to bank data reduces mis-representation of affordability and shortens calls.

Learn about our Collections solutions

Credit Risk

Bank data provided through an API can be instantly categorised with key risks highlighted in seconds.

Learn about Credit Risk solutions

Operational Efficiency

Connect directly to customer bank data and analyse their transactions in seconds whilst reducing fraud.

Learn about Operational Efficiency solutions

Data-Driven Risk Reduction

Connect to your customer's data with zero integration and instant insights.
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CRA Implementation

Connect to your customer's data with zero integration and instant insights.

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Company registered in Scotland SC400459 • DirectID is brought to you by The ID Co., a registered and authorised Account Information Service Provider by the FCA • AISP registration number 798579 • We're commited to protecting your data, our ICO number is ZA384596