Our Platform.

All the tools you need to quickly start utilising Open Banking.

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Make better underwriting decisions with up to 12 months of real-time financial data.

Connect in 30 seconds

Following a 30 second customer journey you can get up to 12 months of real-time transaction data.

Zero integration

Start making decisions with Open Banking in days with our zero integration solution.

13,000+ bank connections

Get instant access to 13,000+ banks in over 45 countries. Giving you access to 1.5bn people across the globe.

Connect

Give your customers a seamless, low integration method to share their real-time transaction data with you.

Zero integration for easy set up.
Connections to UK Open Banking, PSD2 & other international accounts.
Access up to 12 months of your customers data in 30 seconds.

Book a demo

Data API

One single, unified API for accessing bank data with over 13,000+ connections. Super aggregation like never before.

Access 1.5bn people across 45 countries with one single API.
Normalised and enriched data to help you understand your customer.
Access all available data from financial institutions.

Download our dev docs

Dashboard & Reporting Tools

Make better decisions with your customer's transaction data, accessible through our dashboard.

With zero integration, your underwriters can quickly access an end user's real-time transaction data, alongside our suite of insights.

Reduce cost

Reduce the operational costs and risk associated with manual underwriting.

Real-time data

Utilise enriched credit risk data to make more confident decisions in real-time.

Global coverage

The largest aggregator of bank data on the market.

No code integrations

Access your customers data without any technical requirements.

How it works

Customer shares their transaction data through the DirectID Connect widget.

You can retrieve the enriched data through the API.

Agents and underwriters can instantly view the real-time data in the Dashboard.

It's how you use the data that counts

Through working with bank data for over ten years, we know that the real value comes from the insights. We've spent our years investing in our data science capabilities so you don't have to.

Explore our insight engines to start making faster and more confident credit risk decisions.

Insights Engines

Whether you use our platform, or plug your own data source in, our insight engines give you the power to make faster and more confident decisions.

Affordability Engine

Calculate your customers' affordability.

Income Verification Engine

Verify income with real-time visibility.

Categorisation & Classification Engine

Categorise your customers' transactions.

Emerging Financial Distress

Identify financial distress in your portfolio before it happens.

Explore our insights

We have over 13,000+ business and consumer bank connections across the globe. With access to 1.5bn potential users in over 45+ countries, partnering with DirectID gives you a robust foundation for international growth and scale.

13,000+

Bank connections

45+

Available countries

1.5bn+

Potential users

Explore our bank data coverage

Get in touch with our experts

Powerful use cases

Explore our powerful use cases. We provide easy zero-integration solutions with direct access to your customers bank data and instant financial insights into your customers.

Credit Risk

Enhanced credit riskmanagement at every stage of the credit risk lifecycle.

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Affordability

Answering all the questions surrounding affordability with bank data.

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Fraud

Derisk your operations from fraud with Open Banking data.

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Collections & Recoveries

Streamline collections and recoveries with a real-time view of affordability.

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Bank Account Verification

Instantly verify bank account ownership in seconds.

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Income
Verification

Make confident decisions with a real-time view on income.

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Explore our Use Cases

Get Your Free
Platform Demo

Let our specialist team demonstrate our DirectID platform. We'll cover everything from Compliance and Insights to Solutions & Use Cases.

Company registered in Scotland SC400459 • DirectID is brought to you by The ID Co., a registered and authorised Account Information Service Provider by the FCA • AISP registration number 798579 • We're committed to protecting your data, our ICO number is ZA384596

Connect in 30 seconds

Zero integration

13,000+ bank connections

Connect

Data API

Dashboard & Reporting Tools

Reduce cost

Real-time data

Global coverage

No code integrations

How it works

It's how you use the data that counts

Insights Engines

Opening up a world of opportunity

13,000+

45+

1.5bn+

Powerful use cases

Credit Risk

Affordability

Fraud

Collections & Recoveries

Bank Account Verification

Income Verification

Get Your FreePlatform Demo

Download Our Product Suite Presentation Today (PDF):

Income
Verification

Get Your Free
Platform Demo