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Open Banking is a secure technology, for a consumer or SME to safely share their information with an authorised third party. Open Banking also gives that authorised third party permission to execute a transaction.
Bank statements don’t lie. With DirectID, the credit decision and ID is immediate and obvious.
CEO, Just Us
The current process of affordability assessments is long, inaccurate, and allows for a high chance of human error. With so much physical documentation, and manual assessment required, fraud also becomes a high risk factor to every application. And adding to this, poor affordability decisions can lead to weak long-term businesses!
Don't lose business through exceptions processes or marginal applications. Supplement your standard CRA assessments with instant insights and real-time data.
Speak to a dedicated expert.