Bank Data Unleashed.
DirectID is all about, unlocking the value of bank data for you, helping you to understand it and find incredible ways to use it within your business.
The complete bank data solution for businesses.
Identity
Our Bank Account Validation and detailed bank transactions let you ID customers.
Identity
Instantly understand your customers’ cash-flow to make better affordability decisions.
Affordability
Instantly understand your customers’ cash-flow to make better affordability decisions.
Affordability
Instantly understand your customers’ cash-flow to make better affordability decisions.
Collections
Transform your collections processes with shorter calls and real-time bank data.
Collections
Transform your collections processes with shorter calls and real-time bank data.
Costs Savings
Reduce operational costs with automatically analysed financial data requested in seconds.
Costs Savings
Reduce operational costs with automatically analysed financial data requested in seconds.
Credit Risk
Enhance your credit risk management by accessing data direct from the bank.
Fraud
Mitigate against application fraud with transaction data sent straight from the bank.
Data Value
Use our categorisation engine and income verification model to unlock the value of your data.
Innovation
Start onboarding customers and using data to create the next leading FinTech solution in days.
End-to-end solutions to unlock your business potential.
Connect.
Use our plug-and-play widget to start instantly requesting and connecting to customer data. Learn more
Data.
With a single data API integration, using data in your products or instant decision engines is easier than ever. Learn more
Insights.
Start getting value from your data instantly with our incredible dashboard providing you dozens of visual insights. Learn more
Income Verification.
Discover the next generation of income verification solutions using real-time bank data for any applicant. Learn more
Bank Account Validation.
Identify fraudsters and reduce risk by quickly and easily validating bank accounts using DirectID. Learn more
Categorisation Engine.
Understand what and how customers are spending in seconds with our transaction categorisation engine. Learn more
Our products are built by the experts: you
We work with our customers to deliver products that work in the real world.
30+ Customers
Our products are built by the experts: you
We work with our customers to deliver products that work in the real world.
30+ Customers
Enabling businesses to start using bank data.
Zero-integration solutions.
Technical capacity is no longer a barrier, our fully hosted solutions let you connect with live customers in less than a week.
CONNECT TO CUSTOMERS WITH NO INTEGRATION
Instant financial insights.
Let us ease your workload by analysing consumer financial trends and providing them back to you in an easy to consume way.
VIEW INSTANT INSIGHTS INTO CUSTOMERS’ FINANCES
Data integrations that work.
Our bank data API powers 30+ businesses around the world (including CYBG Bank and their B app) enabling thousands of users to access open banking data everyday.
CONSUME AND PRESENT USERS BANK DATA
Secure & simple onboarding.
Consumers can securely connect with their bank and provide you the data you need in seconds, saving them time and increasing your conversion rates.
CONNECT TO USERS VIA A SECURE PLUG & PLAY WIDGET
Want to see DirectID live in action?
We’d love to show you the DirectID platform and talk you through how your business could benefit from it today. If you’re interested then Book A Demo today and our team will be in touch ASAP.
How could you benefit from real-time bank data?
Make better affordability decisions.With the ability to see what outgoings the applicant has compared to salary or income, calculating discretionary spend becomes far simpler. With sight of discretionary spend and available resource, financial institutions are therefore much better placed to make judgements on whether a loan is affordable for the applicant. |
Enhanced credit risk management.The days of relying on aged credit data, self-asserted income or paper copies of bank statements are over. DirectID real-time financial data and insights, such as Verified Income, supplement credit bureau reporting to enable faster and smarter credit risk underwriting for lenders. |
Identify fraudsters throughbank account validation.Avoid impostors and reduce fraud by quickly and easily validating bank accounts. Instantly verify a customer’s bank account and provide a fast and frictionless onboarding experience to help eliminate concern around customer absconsion. |
Reduce risk with income verification.Verifying consumer income can be a difficult task. With business setup to provide temporary deposits to inflate perceived income, data on deposits being variable, and customers working contracts or multiple jobs, it can be difficult to verify income. |
Transform your collections processes.Increase collection rates and efficiency by |
Mitigate application fraud and save money.To give your business the fraud protection it needs, you need a stronger method of verifying your customers’ identities than physical document requests or PDF statements. You need to ensure customers’ personal electronic bank details are authentic without increasing your security requirements by storing confidential information. |
Partnering with you for success.
When you sign up for one of our services, we don’t just set you up and walk away. Our dedicated customer success team will work with you to make sure you get the most from our products.
- Environment setup & implementation
- Widget and Hosted page customisation
- User training for dashboards and analytics
- Technical & financial support queries
- Customer conversion and retention advice