Calculated Income

Providing an income figure for each customer, going beyond vague income match flags.

Confidence score

Delivering a confidence score to support our calculated income figure. So you can make a decision with confidence.

Income Streams

Get the full picture with a view on different income sources with a view of consistency and recurrence.

Real-time Visibility on Income.

Giving you all the information you need on an applicant's income to make a confident decision.

Identify a variety of Income streams.

Identify singular or recurring income from a variety of sources including salary, part-time income, gig-economy work, pensions and benefits.

Available as an API.

Access transaction data through our platform or bring your own source. With our API, the choice is yours.

How it works

Whether you use our platform to access customer data, or have your own transaction data source, the income verification engine gives you the power to make faster and more confident decisions.

With our Connect Widget your customers can seamlessly connect their bank account.

From their bank statement information we can understand what their income is.

We verify the income of an applicant and allocate it a confidence score.

Make fairer decisions

Verify Income from a diverse range of sources, helping you make an informed credit risk decision.

Be confident in your results

Understand income granularity, regularity and consistency, allowing you to make decisions with the utmost confidence

Real-time data

With the ability to refresh customer data for 90 days, you can always have a real-time view on their income.

Time & resource saving

Remove paper statements and lengthy processes from your underwriting - simply view the data and make a decision.

Powerful use cases

Explore our powerful use cases. We provide easy zero-integration solutions with direct access to your customers bank data and instant financial insights into your customers.

Credit Risk

Enhanced credit riskmanagement at every stage of the credit risk lifecycle.

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Affordability

Answering all the questions surrounding affordability with bank data.

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Fraud

Derisk your operations from fraud with Open Banking data.

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Collections & Recoveries

Streamline collections and recoveries with a real-time view of affordability.

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Bank Account Verification

Instantly verify bank account ownership in seconds.

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Income
Verification

Make confident decisions with a real-time view on income.

Find Out More

Explore our Use Cases

Live Demo, With Experts
To Answer Your Questions

Let our specialist team demonstrate a specific DirectID product you are interested in, or run through our entire product suite with you. Our goal is to help you understand if DirectID is the right fit for your business and offerings.

Speak to a dedicated expert.

Income Verification Engine.

Powering the world's biggest brands.

Calculated Income

Confidence score

Income Streams

Real-time Visibility on Income.

Identify a variety of Income streams.

Available as an API.

How it works

Make fairer decisions

Be confident in your results

Real-time data

Time & resource saving

Powerful use cases

Credit Risk

Affordability

Fraud

Collections & Recoveries

Bank Account Verification

Income
Verification

Live Demo, With Experts
To Answer Your Questions

Powering the world's biggest brands.

Calculated Income

Confidence score

Income Streams

Real-time Visibility on Income.

Identify a variety of Income streams.

Available as an API.

How it works

Make fairer decisions

Be confident in your results

Real-time data

Time & resource saving

Powerful use cases

Credit Risk

Affordability

Fraud

Collections & Recoveries

Bank Account Verification

Income Verification

Live Demo, With Experts To Answer Your Questions

Download Our Product Suite Presentation Today (PDF):

How it works

How it works

Income
Verification

Live Demo, With Experts
To Answer Your Questions