Verify income for any customer with a bank account whilst removing fraud.
Our income verification model goes beyond the models of the past, using real-time bank data and six unique algorithms to understand an individuals income. Past models produce inferred income from bureau credit data, or Current Account Turn Over profiling. Our model provides true insight and income figures.
We provide a specific income figure for each customer, derived from raw bank data and validated by our six algorithms.
We deliver a confidence score between 1-10 to support our calculated income figure, going beyond vague income match flags.
We access raw bank data directly from the source, providing a seamless onboarding experience and more accurate income figures calculated specifically for each applicant.
Our modern Income Verification solution has a range of features and integration options. Get all of the technical details and commercial applications of DirectID Income Verification in our detailed 7 page document, ready to print or share with your team.
Our Income Verification solution is changing how businesses verify their customers, so we've made a zero-integration version that means any business can implement it.
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We are a super-aggregator of bank data connections, from direct connections to global data networks, providing our customers with an ever expanding bank network.
Learn more about our Bank Connections
With direct connections to bank accounts across the globe, our products provide incredibly quick data retrieval giving you actionable data in seconds.
Learn more about our Data API
Our automated categorisation gives you insights into bank transactions seconds, so you can focus on using the data to make decisions, not a big IT project.
Learn more about our Categorisation Engine
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Company registered in Scotland SC400459 • DirectID is brought to you by The ID Co., a registered and authorised Account Information Service Provider by the FCA • AISP registration number 798579 • We're commited to protecting your data, our ICO number is ZA384596
