Verify your applicant’s income and build a comprehensive view of the stability of these payments in
real- time

Using six unique algorithms and real-time data supplied through Open Banking, DirectID’s Income Verification service allows you to verify the income of your applicant, whether they work one job or four, get paid monthly, or are on a zero hours contract.

How it works           

1. An applicant goes through the consent process, agreeing to the terms on the DirectID widget
2. The applicant selects their bank and then logs into their internet banking, authorising their bank to share their data
3. The applicant’s data is passed through our Classification & Categorisation engine, to give immediate insights
4. Our report can be accessed via a visual report or widget, and via a Calculated Income and Confidence Score, the income of an applicant can be viewed
5. A decision on the applicant can be made with the income assessment completed