DirectID is brought to you by The ID Co., a registered and authorised Account Information Service Provider by the FCA. Our AISP registration number is 798579.
We're commited to protecting your data, our ICO number is ZA384596.
DirectID offers the most comprehensive, truest understanding of your customer’s financial health. With bespoke reporting and 10+ reports available across our dashboard, DirectID Insights allows you all the information required to make real-time financial decisions on your customers.
Our advanced visual dashboard has many applications and a sophisticated and secure backend. Get all of the technical details and commercial applications of DirectID Insights in our detailed 8 page document, ready to print or share with your team.
A top 5 lender in online lending services uses Open Banking data to provide a frictionless application and fast funding process. During the application phase, applicants are prompted to securely share their transaction data through the DirectID consent widget. A detailed view of the individual’s financial profile is then visible to underwriters in as little as 30 seconds, providing verification of account ownership, income and expenditure, and a magnitude of other affordability indicators.
Using Open Banking data to gather this information eliminated fraudulent applications, removed the guesswork associated with manual underwriting, and reduced the application to acceptance turnaround time, all without impacting the individuals credit score.
Associated Products:
- DirectID Connect
- DirectID Data API
- DirectID Insights
A leading mobility and accident services provider operates with one goal: to get their customers back on the road as quickly and safely as possible.
When a customer struggles to prove that they do not have the funds to pay for a replacement vehicle, they are prompted to connect their account through DirectID. By accessing DirectID Insights, the company can then view the relevant information that portrays a customer's affordability, utilising the advanced visual dashboard to display E.O.D balance, income vs. outgoings, and the stability of their salary payments.
Associated Products:
- DirectID Insights
- DirectID Income Verification
Our bespoke reporting solutions ensure you can easily incorporate our real-time data into your existing processes, no matter your requirements or risk appetite.
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